Health insurance is one of the big issues in divorce but couples don’t always think about until they come in to see us. The problem is one of the partners can’t continue on the existing family health insurance plan. The person can always get COBRA (few people know this acronym stands for Comprehensive Budget Reduction Act and the letter have nothing to do with health insurance) coverage for 18 to 36 months depending on the plan. The cost is still significant and there is a problem with preexisting conditions or conditions that develop during the 18 or 36 months. An article in the May 16, 2009 New York Times by Lesley Alderman entitled “Buying Health Insurance Begins With Homework” is an excellent discussion of some options other than COBRA. You can read the entire article at http://www.nytimes.com/2009/05/16/health/16patient.html. It is the same advice we usually give clients. I keep watch what is happening in Washington about health insurance and hope they fix the problem.
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Divorce Health Insurance